U.S.Bank Platinum Visa Card | Card Benefit And Limit

U.S.Bank Platinum Visa Card gives you the power For a limited time where you get a special 0% introductory APR on purchases and balance transfers for 20 billing cycles. The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

U.S.Bank Platinum Visa Card

U.S.Bank Platinum Visa Card Benefits

  • Free credit score access, Alerts and Score Simulator through TransUnion’s CreditView™ Dashboard are available to U.S. Bank Online Banking customers only.
  • Handle emergency with zero% Intro APR; In the event of an unexpected bill, a 0% Intro APR* can keep your finances more manageable.
  • Upgrade with zero% Intro APR; Upgrade and enjoy a 0% Intro APR* on purchases while you pay off your balance.
  • Manage debt with zero % Intro APR; A 0% Intro APR on balance transfers allows you to transfer balances from higher rate cards and save on interest payments.
  • Cell Phone Protection; Coverage when you pay your monthly cellular bill with your U.S. Bank Visa® Platinum Card.
  • Fraud Protection; Detects and notifies you of any unusual card activity to help prevent fraud.
  • Free TransUnion Credit Score; Enroll in Online Banking and get your TransUnion Credit Score at no cost and receive email alerts when there are big changes to your credit report.
  • Choose Your Payment Due Date; Everyone’s schedule is different. So it’s handy to be able to pick when your payment is due.
  • 24/7 Account Access; Use Online Banking or the U.S. Bank Mobile App to make a payment, check your balance, view transactions and much more.
  • AutoPay; Avoid interest and late fees with automatic payments that put you in control. It can also help you pay down a balance faster.

Card Security And Protection

  • Cellular Telephone Protection can reimburse eligible U.S. Bank Visa Platinum cardholders for damage to, theft of or involuntary and accidental parting of a cellular wireless telephone.
  • Coverage applies to the primary cell phone line and secondary, additional or supplemental lines. The maximum benefit limit is $600 per occurrence and $1,200 (2 claims) per 12 month period.
  • Cellular Telephone Protection is subject to a $25 deductible per claim.
  • You will receive the replacement value subject to the twenty-five dollar ($25.00) deductible and the benefit maximum.
  • This benefit does not cover cellular telephones that are lost or experience electronic failure or issues.
  • In order for coverage to apply, you must charge your monthly cell phone bill to your eligible U.S. Bank Visa Platinum card in the calendar month.

U.S.Bank Platinum Visa Card Rates

  • Annual Percentage Rate (APR) for Purchases U.S. Bank Platinum Visa® Card: 0% introductory APR for the first 20 billing cycles. After that.
  • 14.74% to 25.74% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate.
  • APR for Balance Transfers U.S. Bank Platinum Visa® Card: 0% introductory APR for the first 20 billing cycles for balances transferred within 60 days from account opening. After that, 14.74% to 25.74% based on your creditworthiness when you open your account.
  • APR for Cash Advances U.S. Bank Platinum Visa® Card: 26.24%. This APR will vary with the market based on the Prime Rate.

U.S.Bank Platinum Visa Card Fees

  • Annual Membership Fee – None
  • Balance Transfer; Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
  • Convenience Check Cash Advance; Either 3% of the amount of each advance or $5 minimum, whichever is greater.
  • Cash Advance ATM; Either 4% of the amount of each advance or $10 minimum, whichever is greater.
  • Cash Advance; Either 4% of the amount of each advance or $10 minimum, whichever is greater.
  • Cash Equivalent Advance; Either 4% of the amount of each advance or $20 minimum, whichever is greater.
  • Overdraft Protection – None.
  • Foreign Transaction; 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars.
  • 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
  • Penalty Fees; Late Payment Up to $39.
  • Returned Payment – Up to $35.
  • Overlimit – None.

HOW TO APPLY

  • Visit; https://www.usbank.com/credit-cards/visa-platinum-credit-card.html
  • Click on ‘ Apply Now’
  • Fill-up the personnal data form.
  • Read the’ terms and condition’, Then click ‘Accept’ and submit if you agreed.

Contact

  • Call 877-592-9209

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