Spark Business Credit Card | Spark Business Card

Spark Business credit card is a product of Capital one and it is powered by Visa Card. This card gives it users the opportunity to Earn unlimited 2% cash back on every purchase for their business plus provision for employee Cards and many more benefits.

Spark Business credit card

Spark Business Credit Card Unlimited Rewards

  • Get unlimited 2% cash back and you could be putting thousands of dollars back into your business. Redeem at any time with no minimums.
  • New Card member Offer; Earn a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening.
  • Annual Fee; $0 intro for the first year, $95 after that.
  • Fraud Coverage and Alerts; We’ve got you covered with zero fraud liability if your card is lost or stolen.

Fee And Rate

  • Annual Percentage Rate (APR) for Purchases and Transfers 19.24%.
  • APR for Cash Advances 25.24%.
  • Penalty APR and When It Applies 31.65%.
  • Note all The APR will vary with the market based on the Prime Rate.
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater.
  • Penalty Fees; Late Payment Penalty Fee: Up to $39.

Benefits Of Spark Business Credit Card

  • Employee Cards; Add employee cards at no additional cost—easily track their spending, and earn all the rewards from their purchases.
  • Quarterly and Year-End Summary.
  • Downloadable Purchase Records; Quickly and securely download your purchase records.
  • No Foreign Transaction Fees; You won’t pay a transaction fee when making purchases outside of the United States.
  • Traveling with confidence.
  • Enjoy Auto Rental Collision Damage Waiver.
  • No Annual fee.

How To Apply

  • Visit;
  • Click on ‘ Apply Now’ Icon.
  • Enter your Business information by filling the following;
  • Your Business Name,
  • Business Name As You Want It To Appear on the Card,
  • Business Address (No PO Boxes or CMRA),
  • Suites/APT. #,
  • Phone Number.
  • Legal Structure,
  • Business Tax ID Number (TIN),
  • Business Ownership Type,
  • How Old Is The Business?(Optional),
  • Industry Type,
  • Annual Business Revenue,
  • Business Spend Per Month,
  • How Often Do You Carry A Balance?(Optional),
  • What Is The Largest Purchase You Plan To Make With This Card?(Optional).
  • Select ‘YES/NO’ If your Business Headquarters is in U.S.
  • Pick ‘YES/NO’ If Your Business Is Legally Formed, Incorporated And/Or Registered in U.S.
  • Select ‘YES/NO’ If your business is Primarily Based in U.S.
  • Key in your personal information after-worth,
  • Then read the Account terms and click on ‘continue’ to finish your application.

How To Log-in Your
Spark Business Credit Card

  • Visit:
  • Move to the top right corner to locate ‘ Sign In’ Icon.
  • Provide you user Name and Password to log in.

How To Recover User Name/ Password

  • Visit:
  • Move to the top right corner to locate ‘ Sign In’ Icon.
  • Click on ‘Forgot Username or Password’.
  • Provide your Last Name, Social Security Number and Date of Birth.
  • Click on ‘Find Me.

Protecting your Interests By Capital One

  • You get instant Fraud Coverage and Interactive Alerts.
  • If your card is ever lost or stolen, you’re covered by our $0 Fraud Liability policy.
  • Within the first ninety days of purchase, You are covered with replace, repair, or reimburse you for eligible items.
  • Extended Protection; You’ll get additional warranty protection at no charge on eligible items.

Customer Care Service

For any questions you may have. Just call toll-free at 1-800-867-0904.

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