Discover It Cash Back Credit Card | Discover It

Discover it cash back credit card introduce ‘never expire cash back’ to it holders. It allow you to Redeem your rewards in any amount, at any given time.

 Discover It Cash Back

Discover It Cash Back Credit Card Benefits

  • Freeze it on/off switch for your account; If you misplace your card, freeze your account on our mobile app or website to prevent new purchases, cash advances and balance transfers.
  • FICO Credit Score for free; Easily view your FICO® Credit Score on monthly statements, mobile and online for free.
  • Looking out for you; We monitor every purchase, everyday for suspicious activity. And you’re never responsible for unauthorized purchases on your Discover card.
  • 100% U.S.-based customer service; Here to help whenever you call, not sell you other products. Plus get powerful, fast mobile and online service.
  • No annual fee; 0% Intro AP for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until August 10, 2019.
  • Earn 5% Cash Back; Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more.
  • Cashback Match; Automatically match all the cash back you’ve earned at the end of your first year. There’s no signing up. And no limit to how much we’ll match.
  • Redeem with Ease; Your cash back never expires. Redeem your rewards in any amount, at any time.

Interest Rates and Interest Charges

  • Annual Percentage Rate (APR) for Purchases; 0% intro APR for 14 months from date of account opening.
  • After the intro APR expires, your APR will be 14.24% to 25.24%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • APR for Balance Transfers; 0% intro APR for 14 months from date of first transfer, for transfers under this offer that post to your account by August 10, 2019.
  • After the intro APR expires, your APR will be 14.24% to 25.24%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Penalty APR and When It Applies; None
  • Minimum Interest Charge; If you are charged interest, the charge will be no less than $.50

Discover It Cash Back Credit Card FEES

  • Annual Fee; None.
  • Balance Transfer; Intro fee of 3% of the amount of each transfer for transfers that post to your account by August 10, 2019 with the 0% intro APR balance transfer offer described above.
  • Cash Advance; Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Late Payment; None the first time you pay late. After that, up to $39.
  • Returned Payment; Up to $39.

How to apply

Customer Care Contacts

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