Citi Rewards+ Credit Card | Card Rewards

Citi Rewards+ Credit Card is the only card that automatically rounds up to the nearest 10 points on every purchase. A $2 cup of coffee can earn 10 points. All with No Annual Fee. You also earn 15,000 bonus points after spending $1,000 within the first 3 months of account opening. Citi Rewards+ Card is a product of Citibank.

Citi Reward+ Credit Card

Citi Rewards+ Credit Card Rewards

  • Earn 2 Thank You Points per $1 spent at supermarkets and gas stations for the first $6,000 per year and 1 point per $1 spent thereafter.
  • Earn 1 Thank You Point per $1 spent on all other purchases.
  • Round Up to the nearest 10 points on every purchase — with no cap. So your $2 coffee earns 10 points. And a $22 dinner for two earns 30 points.
  • Get 10% Points Back for the first 100,000 Thank You Points you redeem per year. That means if you redeem 15,000 points, you get 1,500 back. It’s that simple.

Citi Rewards+ Credit Card Benefits

  • Enjoy special access to purchase tickets to thousands of events annually, including presale tickets and VIP packages to concerts, sporting events, dining experiences, plus complimentary movie screenings and more, at
  • Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.
  • Treat yourself to just about anything. Choose from a large selection of gift cards including department and home stores as well as restaurants.
  • Use ThankYou Points to shop online at or
  • Redeem for flights, hotels, cruises, and more.
  • Use your points to cover a variety of eligible purchases in select categories with statement credits.
  • Points Back Get 10% Points Back on all of your redemptions for the first 100,000 ThankYou Points you redeem per year!

Fees And Rates

  •  0% introductory APR for 12 months from date of account opening; after that your standard APR for purchases will be 15.74% – 25.74% based on your creditworthiness
  • 0% introductory APR for 12 months from date of first transfer; after that your variable APR will be 15.74% – 25.74% based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater, for each transfer.
  • Cash Advance; 49% This APR will vary with the market based on the Prime Rate.
  • No Annual Fee.
  • Foreign Purchase Transaction; 3% of each purchase transaction in US dollars.
  • Late Payment; Up to $39
  • Returned Payment; Up to $39

How To Apply

Customer Care Contacts

Consumer: 1-800-347-4934

Consumer TTY: 1-800-325-2865

Business: 1-866-422-3091

Business TTY: 1-800-325-2865

Lost/Stolen: 1-800-950-5114

Lost/Stolen TTY: 1-800-325-2865

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