Citi Rewards+ Credit Card is the only card that automatically rounds up to the nearest 10 points on every purchase. A $2 cup of coffee can earn 10 points. All with No Annual Fee. You also earn 15,000 bonus points after spending $1,000 within the first 3 months of account opening. Citi Rewards+ Card is a product of Citibank.
Citi Rewards+ Credit Card Rewards
- Earn 2 Thank You Points per $1 spent at supermarkets and gas stations for the first $6,000 per year and 1 point per $1 spent thereafter.
- Earn 1 Thank You Point per $1 spent on all other purchases.
- Round Up to the nearest 10 points on every purchase — with no cap. So your $2 coffee earns 10 points. And a $22 dinner for two earns 30 points.
- Get 10% Points Back for the first 100,000 Thank You Points you redeem per year. That means if you redeem 15,000 points, you get 1,500 back. It’s that simple.
Citi Rewards+ Credit Card Benefits
- Enjoy special access to purchase tickets to thousands of events annually, including presale tickets and VIP packages to concerts, sporting events, dining experiences, plus complimentary movie screenings and more, at citiprivatepass.com.
- Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.
- Treat yourself to just about anything. Choose from a large selection of gift cards including department and home stores as well as restaurants.
- Use ThankYou Points to shop online at Amazon.com or BestBuy.com.
- Redeem for flights, hotels, cruises, and more.
- Use your points to cover a variety of eligible purchases in select categories with statement credits.
- Points Back Get 10% Points Back on all of your redemptions for the first 100,000 ThankYou Points you redeem per year!
Fees And Rates
- 0% introductory APR for 12 months from date of account opening; after that your standard APR for purchases will be 15.74% – 25.74% based on your creditworthiness
- 0% introductory APR for 12 months from date of first transfer; after that your variable APR will be 15.74% – 25.74% based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater, for each transfer.
- Cash Advance; 49% This APR will vary with the market based on the Prime Rate.
- No Annual Fee.
- Foreign Purchase Transaction; 3% of each purchase transaction in US dollars.
- Late Payment; Up to $39
- Returned Payment; Up to $39
How To Apply
- Visit: https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=citi-rewards-plus-credit-card
- Click on ‘Apply Now’ icon.
- Provide all the information required
- Read the terms and conditions and click ‘Submit’ at the bottom of of the page if you are certified.
- Or Call; Apply by Phone: 1-800-514-6236 if you wish to apply true phone call.
Customer Care Contacts