Chase Sapphire Preferred | Chase Sapphire Preferred

Chase Sapphire Preferred credit card is the best travel credit card around. If you are planning to go on a tour, consider Chase Sapphire Preferred credit card and you will be glad you did as it provids values for every dollar spent. This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.

Chase Sapphire Preferred

Benefits Of Chase Sapphire Preferred

  • You earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
  • 60,000 points are worth $750 toward travel when redeemed through Chase Ultimate Rewards.
  • 2X points on travel and dining; Earn 2X points on travel and dining at restaurants- from airfare and hotels to fine dining and cafés.
  • Plus, Earn 1 point per dollar spent on all other purchases.
  •  25% more in travel redemption; Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
  • No Minimum balance

Rate And Fee Of

  • APR 18.24%–25.24%  variable APR.
  • Annual  Fee$95.
  • Cash Advance APR 27.24%. This APR will vary with the market based on the Prime Rate.
  • Cash Advance Fee; Either $10 or 5% of the amount of each transaction, whichever is greater.
  • Balance Transfer Fee;  Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Late Payment fee; Up to $39.


  •  Current card members of any Sapphire credit card are not eligible.
  • Previous card members of any Sapphire credit card who received a new card member bonus within the last 48 months are not eligible.

Chase Sapphire Preferred CardEligibility

  • If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change.
  •  You will not receive the new card member bonus if you change products. 
  • To qualify and receive your bonus, you must make Purchases totaling $4,000 or more during the first 3 months from account opening.
  • After qualifying, please allow 6 to 8 weeks for bonus points to post to your account.
  • To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

How To Earn Points Using Your Card

  • You’ll earn points when you, or an authorized user, use a Chase Sapphire Preferred credit card to make purchases of products and services, minus returns or refunds.
  • Buying products and services with your card, in most cases, will count as a purchase.
  • You’ll earn 1 point for each $1 spent.
  • You’ll earn 2 points total for each $1 spent when your card is used for purchases in the travel category or the dining at restaurants category (one additional point on top of the 1 point per $1 earned on each purchase).

 How To Use your points

  •  You can use your points to redeem for any available reward options, including cash, gift cards, travel, and products or services made available through the program or directly from third party merchants. Redemption values for reward options vary.
  • When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value.
  • Each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value and points are worth 25% more than if redeemed for cash.

Points Expiration/Losing points

  • Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes.
  • If your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement, you loss your points.

How To Apply ToChase Sapphire Preferred

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