Capital-One Platinum Credit Card | Card Review

Capital-One Platinum Mastercard is a great credit card for getting your credit history back on track. Rebuilding your credit starts with finding a credit card that will approve you — even if your credit isn’t too pretty. This card is a product of capital-one bank.

Capital-One Platinum Credit Card

Capital-One Platinum Credit Card Benefits

  • Account Alerts; Set up personalized email or text reminders to help you stay on top of your account.
  • Autopay; Set up Autopay for your account and your payments will be made automatically every month.
  • See Monthly Recurring Transactions; 24/7 access to a list of merchants that charge your Capital One card monthly, like subscriptions and bills on your account at www.capitalone.com.
  • Authorized User; Add an authorized user to your account, and track spending by user.
  • Balance Transfer; Transfer your higher-rate balances onto a Capital One card.
  • 24/7 Customer Service; Helpful customer service representatives are available to assist you 24 hours a day.
  • $0 Fraud Liability; If your card is lost or stolen, you will not be responsible for unauthorized charges.
  • Virtual Card Numbers; Keep your real card number to yourself and shop online more securely with virtual card numbers.
  • Card Lock; Effortlessly lock your card with a few taps if it has been misplaced, lost or stolen.
  • Security Alerts; Get notified via text, email and phone if Capital One notices potential suspicious activity on your account. Add your mobile number.

How To Apply To Capital-One Platinum Credit Card

– Visit; https://www.capitalone.com/credit-cards/platinum/

  • Click on ‘Apply Now’ icon.
  • Fill up the information required.
  • Read the terms and condition then click ‘Continue’ to apply.

Card Rate

  • Annual Percentage Rate (APR) for Purchases and Transfers – 26.99%.
  • APR for Cash Advances – 26.99%..
  • If you do not pay by due date, capital one will begin charging interest on cash advances on the transaction date.

Card Fees

  • Annual Fee – None.
  •  Transfer Transaction Fee – None.
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater.
  • Penalty Fees; Late Payment Penalty Fee – Up to $38.

Customer Service Contacts

  • Contact by Phone

1-800-CAPITAL (1-800-227-4825) (For servicing of existing accounts only)

Outside the US, call collect:

1-804-934-2001

  • Online banking support:

1-866-750-0873

  • Fraud Protection:

1-800-427-9428 or 1-800-239-7054

  • International collect calls to report a lost or stolen card:

1-804-934-2001

  • Apply for a credit card:

1-800-695-5500

  • Secured Card Make an initial deposit:

1-800-219-7931

Leave a Reply

Your email address will not be published. Required fields are marked *